Referral Program - Connect Us

If you like banking with us, it pays to spread the word. You'll earn $50 when you refer a friend who opens up a checking account and signs up for:

• A Visa debit card
• eStatements, AND
• Direct deposit or automatic debit/withdrawal 

Refer a friend

*This offer is to members only. Referrals must be from a current C1st member to a new C1st member.  You and your referral will each receive a $50.00 deposit to your respective C1st checking account if the new member opens a new checking account and signs up for a Visa® debit card, eStatements and direct deposit or automatic debit/withdrawal. The money will be deposited 60 days after the account is opened if qualifications are met. Both checking accounts must be in good standing. If the referrer does not have a C1st checking account, the $50.00 will be deposited into the primary savings account. Limit one referral reward per new C1st member per year. Subject to account approval and offer can expire anytime. The amount deposited will be reported on Form 1099-INT for tax purposes.

Various checking accounts and interest rates are available. The following Annual Percentage Yields are accurate as of the last dividend declaration date and are subject to change without notice:

• C1st Free Checking has no minimum balance and earns 0.00% Annual Percentage Yield. 
• Your Voice checking - 3.00% cash back up to a total of $300 in PIN-based and signature-based debit card purchases that post and settle to the account during that cycle period. IF QUALIFICATIONS ARE NOT MET: ATM fees will not be refunded. For Your Voice Checking: You will not receive cash back on your debit card purchases.
• ClubGo checking has no minimum balance and earns 0.20% Annual Percentage Yield.
• C1st Cash Checking - 3.00% APY will be paid on the portion of daily balance of $15,000 or less. Portion of daily balance over $15,000 earns an interest rate of 0.15%, resulting in an APY of 3.00% to 0.45%, depending on the balance. IF QUALIFICATIONS ARE NOT MET: ATM fees will not be refunded. For C1st Cash: Entire balance will earn 0.03% APY

• C1st Cash Back Checking - 3.00% cash back up to a total of $300 in PIN-based and signature-based debit card purchases that post and settle to the account during that cycle period. IF QUALIFICATIONS ARE NOT MET: ATM fees will not be refunded. For C1st Cash Back: You will not receive cash back on your debit card purchases.