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Stay up-to-date on C1st news, announcements & specials!
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FLEX Home Equity Line of Credit What’s your home’s next FLEX? At C1st, our FLEX Home Equity Line of Credit gives you an opportunity to make those home upgrades you have planned, like building a new deck, patio, or remodeling your kitchen! With our FLEX HELOC, you have two opportunities to lock in a fixed rate, and you can choose from 5-, 10- or 15-year terms … giving you financial flexibility. Ask about our great rates or apply online today at c1stcu.com/HELOC.
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Make the Most of Your Change. These days, every cent matters. At C1st, we make it easy for you to save your cents with our Change Counts program. How? It's as easy as 1 - 2 - 3. Every debit card transaction adds to the total. So, how much will you save? Start making your Change Count and enroll today.
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2023 C1st Scholarship Recipients The 2023 C1st scholarship program has announced that a total of $50,000 will be awarded to 24 area high school seniors for the 2023-2024 academic school year. This year’s awards include one $4,000 scholarship, which goes to a child of a C1st employee, and 23 additional $2,000 awards going to high school seniors looking to pursue further education. The recipients are as follows:
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C1st Foundation Awards $5,000 to Sleep In Heavenly Peace
The C1st Foundation recently awarded a $5,000 donation to Sleep in Heavenly Peace in Creston. The Foundation’s charitable giving focuses on education, community betterment, and the support of activities that involve and recognize the value of our members and employees. Sleep in Heavenly Peace utilizes volunteers to build and deliver twin-sized beds to local children that are currently sleeping on the floor or in other inadequate situations.
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C1st Recognized by Iowa Mortgage Association Three C1st mortgage lenders were recently recognized by the Iowa Mortgage Association for their loan production in 2022, the three lenders closed a combined 339 loans that totaled over $43 million. The IMA’s Winner’s Circle Award recognized Amanda Krenz, based out of Indianola; Briana Gaunt, based out of Grinnell; and Peggy Umlauf, based in Ottumwa. The IMA’s Winner’s Circle Award requires a Mortgage Lender to produce a minimum of $15 million or 100 units of residential loan volume.
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Understanding Good Debt vs. Bad Debt A lot of people today have a preconceived notion that all kinds of debt are bad, no matter what it’s for. However, that’s not the case in most instances. When it comes to debt management, it’s best to know what differentiates the two so that you’ll know what to do. To learn more about good debt vs bad debt, continue reading.
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